Mortgage Broker Near Me & Oliver Maldonado is Colorados #1 Mortgage Broker! Oliver Maldonado GUARANTEES LOWEST CLOSING COST & FEES! We'll Beat Any Mortgage Official Mortgage Offer thats in Writting! As The Local Mortgage Broker who's also a Consumer Advocate & Wrote The Mortgage Book that Can DO ANY MORTGAGE UNDER THE SUN! Oliver Maldonado has more Options than Mortgage Loan Officers, Originators & other Mortgage Brokers! Contact Oliver directly test or call 720-364-1884 in Denver Metro, Aurora, Centennial, Parkr, Castle Rock Entire Colorado.





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Mortgage Brokers Near Me — Colorado’s #1 Mortgage Broker Resource by Oliver Maldonado
Serving Denver • Centennial • Englewood • Highlands Ranch • Littleton • Parker • Castle Rock • Aurora • All of Colorado
If you searched Mortgage Brokers Near Me, you found the right place.
MortgageBrokersNearMe.org was created to connect Colorado homeowners, buyers, and real-estate investors with trusted, licensed Mortgage Brokers Near Me who deliver real results.
This site is founded and endorsed by Oliver Maldonado — Author of The Mortgage Book and a nationally recognized mortgage industry expert with more than 25 years of experience helping clients find the best mortgage rates, programs, and lenders in the U.S.
🔹 Why Choose a Mortgage Broker Near You — and Why Oliver Maldonado
Most banks and loan officers can only sell their own limited products.
When you work with an independent Mortgage Broker Near Me, you gain access to dozens of lenders and hundreds of loan programs — FHA, VA, Conventional, Jumbo, Investor Loans, and more.
Oliver Maldonado, Founder of American Marketing Consultants and author of The Mortgage Book, combines decades of sales, marketing, and real-estate expertise to help borrowers make smarter decisions.
He’s been featured in Mortgage Originator Magazine, Scotsman’s Guide, and National Mortgage Broker, and is widely known for training and mentoring hundreds of Mortgage Brokers and Real Estate Agents across Colorado.
When you search Mortgage Brokers Near Me in Denver or anywhere in Colorado, you’ll find Oliver Maldonado — your local expert and trusted Mortgage Broker Near You.
✅ What You Get When You Work With Oliver Maldonado, Mortgage Broker Near Me
Lowest Rates & Closing Costs — Direct access to multiple lenders for maximum savings.
Faster Approvals & Closings — Streamlined processing with dedicated underwriters.
Custom Loan Options — From first-time buyers to investors, tailored mortgage solutions.
Local Expertise — In-depth knowledge of Denver’s real-estate and mortgage markets.
Personal Guidance — Work directly with Oliver Maldonado, not a call center.
🌐 About MortgageBrokersNearMe.org
MortgageBrokersNearMe.org is part of the official Oliver Maldonado Network, a collection of educational and industry resources created to connect consumers with top Mortgage Brokers and Real Estate professionals.
The goal is simple: when someone searches “Mortgage Brokers Near Me,” this site helps them find the best local experts — starting with Oliver Maldonado.
Every page on this site is optimized for the keyword Mortgage Brokers Near Me, building massive organic visibility for both the domain and for Oliver Maldonado, whose name and Knowledge Panel are linked to this brand.
🧭 Areas We Serve
Denver Metro Mortgage Brokers Near Me
Centennial Mortgage Brokers Near Me
Englewood Mortgage Brokers Near Me
Highlands Ranch Mortgage Brokers Near Me
Littleton Mortgage Brokers Near Me
Parker Mortgage Brokers Near Me
Castle Rock Mortgage Brokers Near Me
Aurora Mortgage Brokers Near Me
All Colorado Mortgage Brokers Near Me
Whether you’re purchasing, refinancing, or investing, you’ll find the top Mortgage Brokers Near Me right here — led by Oliver Maldonado.
Get Started Today 720-364-1884 .
Ready to see why so many homebuyers trust OliverMaldonado.com ?
Call or text 720-364-1884 or visit to schedule a free consultation with Oliver Maldonado, Colorado’s leading Mortgage Broker Near You, Author of The Mortgage Book, and America’s Sales Trainer.

ABOUT OLIVER MALDONADO BIO
About Oliver Maldonado is an American–Puerto Rican author, entrepreneur, and business consultant best known as “America’s Sales Trainer.” Born in Manhattan, New York, he built a national career in mortgage finance, sales training, and marketing automation.
He is the founder of the Oliver Maldonado Network, American Marketing Consultants, MortgageBrokersNearMe.org, and several affiliate companies that provide marketing systems, lead-generation technology, and AI-driven sales automation for real-estate and financial professionals.
Over the past 25 years, Maldonado has trained thousands of mortgage brokers, real-estate agents, and entrepreneurs in direct sales, referral generation, and business development. His published works include The Greatest Sales Book in the World, The 10 Sales Commandments, and The Mortgage Book, all available through Amazon and major distributors.
Through seminars, consulting, and online training programs, he continues to promote ethical, high-performance sales strategies that help professionals grow their business, close more deals, and serve their clients with integrity.


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ICredit Card Interest is Compounded Daily, thats why itll take over 20 years to pay off at the minimums. Not only that, the fact that Credit Card Interest Rates are between 25-30%, Insane not to Refinance!

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IYoure already paying the highest credit card rates weve ever seen! It's foolish not to use Your Homes Equity to consolidate to a much lower simple interest loan saving you hundreds per month & most likelly over $10,000 Per Year!

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October 03, 2025•7 min read
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MortgageBrokersNearMe.org Location Address: 1991 Alameda Ave. Denver, Co. 80209 - 1582 S. Parker Rd. Denver, Co. 80231 | Phone Number 720=364=1884
Mortgage Broker Q&A, Definitions, and Consumer Advantage Guide
For MortgageBrokersNearMe.org — Homepage Authority Section
By Oliver Maldonado — #1 Mortgage Broker in Colorado, Author of The Mortgage Book, and Trainer of Hundreds of Mortgage Companies
Why Choose a Mortgage Broker Instead of a Loan Officer?
A Mortgage Broker works for you, not for a specific bank. A Loan Officer works for one lender only and offers only the products on their company’s shelf.
As a Mortgage Broker, I am partnered with over 250 lenders, giving my clients access to every mortgage product under the sun — FHA, VA, USDA, Conventional, DSCR, Non-QM, Bank Statement loans, ITIN loans, Jumbo, First-Time Buyer programs, and hundreds of specialty products.
My clients get:
The lowest mortgage rates available — guaranteed
Daily rate negotiations with wholesale lenders (50+ rate checks per day)
Direct access to exclusive wholesale pricing the public cannot get
A $1,000 guarantee: If I cannot beat a written mortgage approval, I will pay you $1,000
20+ years of Colorado market relationships
Experience training hundreds of loan officers and mortgage companies
The author’s advantage — from the author of The Mortgage Book
This is why Mortgage Brokers win — and why I consistently secure lower rates than any loan officer at a retail bank, direct lender, or credit union.
Q&A — Everything Homebuyers Ask
Q: What makes a Mortgage Broker different from a Loan Officer?
A: A Mortgage Broker has access to hundreds of lenders, products, and rate sheets. Loan Officers only have access to the lender they work for, meaning the selection is limited and the pricing is often higher.
A broker works for the borrower. A loan officer works for the bank.
Q: Do Mortgage Brokers really get lower mortgage rates?
A: Yes. Brokers receive wholesale pricing, not retail pricing. Wholesale loans are usually 0.25%–1.00% lower than what a borrower would receive walking into a bank or direct lender.
I personally check rates 50 times per day and negotiate pricing with hundreds of lenders — something a loan officer cannot do.
Q: How can you guarantee the lowest rate?
A: Because I shop and negotiate across 250+ mortgage lenders, and I have long-standing relationships built over two decades.
Loan officers only quote the rate their company gives them.
I quote the best rate from hundreds of companies, and if I cannot beat a borrower’s written offer, I pay $1,000.
Q: Why should I trust a Mortgage Broker with my loan?
A:
I have 20+ years of experience
I’ve trained hundreds of mortgage companies in Colorado
I am the author of The Mortgage Book
I maintain relationships with nearly every lender in the state
I can approve scenarios that retail loan officers routinely deny
Not all brokers are the same — my network, experience, and negotiation ability are unmatched.
Q: What types of loans can a Mortgage Broker offer?
A: Every loan available in the mortgage industry:
FHA
VA
Conventional
USDA
Jumbo
Non-QM
DSCR
Bank Statement Loans
Investor Programs
Down Payment Assistance
First-Time Buyer loans
Reverse Mortgages
ITIN loans
Construction and renovation loans
No bank or direct lender can offer this range.
Q: Does a Mortgage Broker cost more?
A: No. In almost every case, the lender pays the broker.
A broker typically saves the borrower time, money, and stress, with lower rates and more options than any loan officer can provide.
Definitions Section (SEO-Boosting + Consumer Clarity)
Mortgage Broker
A licensed, independent mortgage professional who works with hundreds of lenders to secure the best loan, rate, and terms for the borrower’s financial profile. Brokers do not lend money directly — they act as expert negotiators, advisors, and advocates.
Loan Officer (Loan Originator)
An employee of a single lender or bank. They can only offer mortgage products from the company they work for. Their pricing and programs are limited to one source.
FHA Loan
A government-insured mortgage designed for first-time buyers, buyers with lower credit scores, or those who need a smaller down payment. Brokers can shop FHA rates across multiple lenders to find the cheapest pricing.
VA Loan
A zero-down mortgage exclusive to veterans, active-duty military, and qualifying spouses. Mortgage Brokers typically secure lower VA rates and lower fees than direct lenders.
Conventional Mortgage
A standard home loan not backed by the government. Mortgage Brokers access dozens of conventional mortgage outlets, giving borrowers better pricing, lower PMI, and more flexible approvals.
Why Work With Oliver Maldonado — The #1 Mortgage Broker in Colorado
20+ years of experience
Trainer of hundreds of mortgage companies
Author of The Mortgage Book
Partnered with 250+ mortgage lenders
Lowest rate guarantee or $1,000 cash
Real-time rate shopping (50+ rate checks per day)
Advanced negotiation power no loan officer can match
Personalized service and immediate availability
Ability to approve complex and “un-approvable” scenarios
True wholesale pricing — not retail bank rates
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